Debt is an American epidemic. The total sum of consumer debt in the United States (U.S.) is approximately $11.4 trillion dollars. From 1985 to 2007, an average households’ debt increased from roughly 60% of post-tax annual income to more than 125%. During that same period, debt-to-income ratios nearly doubled. Furthermore, roughly 35% of all adults, more than 77 million Americans, hold debt that is delinquent and in collection. As a result, debt collection companies have found a viable and rapidly expanding market in debt collection. Currently, the debt-collecting industry employs nearly 500,000 people (debt purchasers) in the U.S. alone. In a study conducted by the Federal Trade Commission (FTC) between 2009 and 2012, nine of the largest buyers of defaulted debt on the secondary market acquired $143 billion in defaulted loans but paid only $6.5 billion for defaulted loan’s acquisition. This acquisition cost is equal to only four cents per dollar of defaulted debt. It is debt purchaser’s goal to collect as much of the remaining debt value as possible.
In Burwell v. Hobby Lobby Stores, Inc., the United States Supreme Court held that the Religious Freedom Restoration Act of 1993 (RFRA) does not require closely-held corporations’ employer-sponsored medical plans to provide forms of contraception that shareholders of such corporations object to on religious grounds. The question now raised is how the President, Congress, and the departments of Health and Human Services (HHS), Treasury and Labor, ought to respond to the Hobby Lobby decision.
When terrorists struck the United States on September 11, 2011, no one thought that intellectual property (IP) piracy funded the attack. Even with the 2014 Sony hack by North Korea, many people thought intellectual property (IP) piracy at that level was not possible. On the surface, intellectual property (IP) piracy and terrorism appear to be two distant topics. However, these topics are closely connected, as terrorist groups, especially those in developing nations, thrive on IP piracy allowing for the successful funding of terrorist opportunities. Terrorist groups gravitate towards IP piracy for funding because detection of IP piracy is easily evaded and developing nations do not thoroughly understand it. As a result, IP piracy presents a distinct global dilemma.
A Warner Brothers employee, Ms. Lyle, sued the writers of the TV program, Friends, for sexual harassment because the writers used sexually explicit coarse and vulgar language during their script writing sessions for the show. In the Supreme Court of California’s majority opinion regarding the suit, Lyle v. Warner Brothers Television Productions, the majority held, among other things, that the plaintiff’s sexual harassment claims were not supported by the facts because the discussions of the Friends writers were not “aimed at Lyle or other female employees” or “severe or pervasive” enough to constitute sexual harassment.
While patentees have “the right to exclude others from making, using, offering for sale, or selling [their] invention[s],” there is no obligation to manufacture or commercialize it. One of the most famous patents for a bacterium that was capable of breaking down crude oil in order to treat oil spills was never produced, despite its immense potential usefulness and an appeal to the U.S. Supreme Court to get the patent approved. There are a number of reasons why a patentee may never end up commercializing his or her invention. For instance, “a nonmanufacturing patentee may lack the expertise or resources to produce a patented product, prefer to commit itself to further innovation, or otherwise have legitimate reasons for its behavior.” Chakrabarty, the inventor of the renowned oil-eating bacterium, likely never put his famous invention to public use because of the unknown environmental consequences of dumping the bacteria into water supplies. However, a patentee may not commercialize his product for nefarious reasons, such as using patents “as a bargaining tool to charge exorbitant fees to companies that seek to buy licenses to practice the patent.”
With the turn of the century, people in the United States and abroad experienced a rapid evolution in the way information was disseminated. Facebook, a social networking service, was launched in 2004. Facebook’s founders set their website apart from preceding social media sites, in part, by creating the “Facebook status:” “an update feature which allows users to discuss their thoughts, whereabouts, or important information with their friends” as well as the “like” feature, which Facebook defines as, “an easy way to let someone know that you enjoy [something], without leaving a comment.” Similar to a comment, the fact that you “liked” it is noted beneath the post.
On January 19, 2012, the Dwight neighborhood, a majority African-American part of New Haven, Connecticut, convened to discuss the construction of a fueling station on an empty lot in their neighborhood. The meeting had been called by the prospective landlord at the behest of the City of New Haven. The fueling station would be operated by a large northeastern corporation: Stop and Shop. An objective observer not equipped with more details would fairly assume that the meeting would be fraught with opposition and accusations that a large corporation was taking advantage of a politically weak community. This, however, is a story about a community taking the initiative and controlling its own development.
Present day terrorism has created an unprecedented amount of unique challenges to international peace and security. Many overzealous governments have taken a quantity over quality approach in passing counterterrorism laws, leaving their countries lost in a web of misdirected policies. National counterterrorism objectives have had an exceptional impact on the immigration policies of the United States, particularly following the terrorist attacks of September 11th. The 9/11 Commission Report concluded that several of the hijackers could have been potentially excluded or removed were it not for a number of deficiencies in the immigration system. Immigration reform was imperative, but the slew of legislative responses to September 11th was unprecedented and excessive. One of the more notorious pieces of legislation resulting from September 11th was the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001, more commonly known as the Patriot Act. Not only did the Patriot Act infringe on Americans’ fundamental liberties, but it also imposed excessive immigration reform. This paper intends to explore the multitude of shortcomings with the Patriot Act’s creation of the Tier III terrorist organization, a provision that has wasted copious amounts of time and resources by investigating individuals that pose no threat to the United States. Time and resources better spent enforcing laws denying relief to individuals that actually pose a threat to the United States.
As the destructive effects of the Great Recession on the American economy slowly abate, economic problems continue to roil law schools. Perhaps the clearest manifestation that the law school business model is at a crossroads is the significant decline in overall student applications and enrollment. Among the more sobering figures is a 36% reduction in the size of the entering class of 2013 as compared with that of 2010, according to data from the Law School Admissions Council. In 2014 there were 65,119 applicants to law school, 14% lower than the prior year. The 350 largest U.S. law firms grew by 1.7% in 2011 and 1.1% in 2012, relatively low rates compared with the past 20 years. In addition, around 40% percent of those firms shrank the size of their staff in 2013 as compared to the prior year.
In a market where the supply for legal services well exceeds demand, law firms are seeking competitive advantages through mergers that tend to reduce staff and are seeking other ways to lower costs and operate more efficiently. Increased competition and a progressive shift of control in the power over strategic litigation decisions from outside firms to general counsel have been hallmarks of the post-recessionary environment, leading a Georgetown University study to conclude that the legal industry can expect to see more “sluggish demand growth, persistent challenges of low productivity, ongoing client pushback on rate increases, and a continuing struggle to maintain discipline on expenses.”
Death, as uncomfortable of a subject as it is for some, is a guaranteed component of human existence. Orson Welles coined the phrase “We’re born alone, we live alone, we die alone. Only through our love and friendship can we create the illusion for the moment that we’re not alone.” Creating this illusion of not being alone is manifested when heirlooms and property are passed onto loved ones and close friends when we die. The varieties of possessions that get passed on are as diverse as the reasons they are given. For some, an artifact may be left behind as a way to remember one’s heritage or possibly a possession is given to symbolize the love that existed between two people. There is no denying the psychological and emotional attachment that is affixed with objects that hold memories of loved ones who have passed on before us.
Within this frame work, lawyers use legal tools of wills, trusts and estate laws to carry out grantors or inheritors desire on how to bestow certain possessions. However, within all the complexities of bestowing property, lawyers are now increasingly being confronted with how to pass on digital assets.